Your retirement.
Year by year.

See how your retirement plan actually plays out, so you know where you stand. Change your retirement age, spending, or Social Security timing—and see how the years shift.

Pay once. Yours for life.

Pasture retirement illustration

Built to show you the picture.
You make the call.

Pasture keeps things simple: put in your numbers, change them as you go, and see your retirement come together in one clear picture.

Meet the retirement smile.

Retirement spending often follows a shape — higher in the early, active years, lower in the middle once things settle, and sometimes higher again later as health and care needs change.

That shape has a name: the retirement smile.

A retirement spending curve drawn across green hills, marked Early years, Middle years, Later years and Care years, with a chair at the far end.

Image is illustrative.

Build your own retirement smile.

Don’t just test
your plan.

Find what moves it.

Pasture shifts your retirement age, spending, inflation, Social Security timing and a move to another state, and shows you how sensitive your plan is to each.

Monte Carlo probability cone

Image is illustrative.

Your real plan goes deeper

Pasture goes beyond the basics so you can plan for the details that make the biggest difference.

Withdrawal order and
Roth conversions

See how withdrawal order and conversion timing change your taxes over time.

Healthcare and
Medicare

Plan for ACA subsidies, Medicare, and changing healthcare costs.

When to take
Social Security

See how claiming age changes benefits and survivor income.

Moving and
state taxes

See how relocating—and when you move—can change your taxes and long-term plan.

Plus survivor scenarios, one-time expenses, HSA and 529 accounts, changing asset mixes, and every year through age 102.

Your data stays yours. Nothing to link or re-authorize. Your plan is encrypted before it’s stored. Learn more in our FAQ.

Frequently asked questions

Ready to see your real plan?

See your retirement take shape.

Your retirement, finally in view

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your retirement, finally in view.

See your retirement picture

We'll run your real numbers — every account, every tax bill, year by year to the end of your plan.

Start for free. No credit card required.